Hi my name is Dennis Hughes -- thanks for visiting my website!  If you're looking for a purchase or refinance real estate loan and want some help understanding the process--you found the right place!  My goal is to guide you through the confusing maze--and help you make an informed, hassle free decision.  

I offer Lower Rates than banks!  

Don't get ripped off by the tricks of slick advertising.  I beat bank rates on conventional & government loans -- especially the big three -- Wells Fargo, BofA & Chase -- and without the long wait, impersonal service & bank hassle.  

I can close your loan in as little as 15 days!

Loan programs for borrowers with AAA credit to those with past problems--even with a recent BK, short sale or foreclosure--and all with aggressive, best in market interest rates!

Need $$ to purchase or refi a fixer upper?

You can close escrow on that property in need of repairs NOW and finish the work later!  Appraisal & inspection required repairs- including optional repairs like new paint, flooring & a new kitchen -- even new appliances can be included in the new loan.  Rural properties in need of well & septic repairs are eligible.  Even manufactured homes are eligible! -- contact me for details!

I also offer manufactured home loans on FHA, VA & conventional loan programs --purchase or refi.  And I provide the experience needed for this difficult property type -- 500+ funded!

If your a first time buyer or buying your tenth home I'll give you the attention & quick professional answers you deserve to help you make smart buying decisions.

Self employed or hard to prove income?  I can help!  I specialize in difficult loan scenarios!

Please feel free to contact me with any questions -- email me at lendingwiz@gmail.com  or call my number listed in the contact me section---I'm here to help!

Dennis E. Hughes is licensed by the California Bureau of Real Estate, Broker #01001409, NMLS #178729. This licensee is performing acts for which a real estate license is required. Dennis E. Hughes is an Equal Housing Mortgage Broker/Lender. Loan approval is not guaranteed and is subject to lender review of information.  Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.  The services referred to herein are not available to persons & property located outside the state of California



Expert Advice    

Discount Rates

Weekly Mortgage Rates
Freddie Mac National Averages
 30 Yr Fixed 3.99%
 15 Yr Fixed 3.17%
 5 Yr Fixed 3.01%
 1 Yr Fixed 2.44%

Loan Application Dennis Hughes REALTORĀ®, LendingWiz Ripon

Dennis E. Hughes
Box 1324
Ripon, CA 95366

Phone: (209) 602-4900
Fax: (800) 480-5090