Dennis E. Hughes
Box 1324
Ripon, CA 95366

Phone: (209) 602-4900
Fax: (800) 480-5090

Dennis E. Hughes is licensed by the California Bureau of Real Estate, Broker #01001409, NMLS #178729. This licensee is performing acts for which a real estate license is required. Dennis E. Hughes is an Equal Housing Mortgage Broker/Lender. Loan approval is not guaranteed and is subject to lender review of information.  Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.  The services referred to herein are not available to persons & property located outside the state of California

Hi my name is Dennis Hughes -- thanks for visiting my website!  If you're looking for a purchase or refinance real estate loan and want some help understanding the process--you found the right place!  My goal is to guide you through the confusing maze--and help you make an informed, hassle free decision.  

Lower Rates than banks!  Don't get ripped off by the tricks of slick "big name" advertising.  We beat bank rates especially the big three -- Wells Fargo, BofA & Chase -- without the long wait, impersonal service & bank hassle.  

Close your loan quickly -- in as little as 15 days! Loans for borrowers with AAA credit to those with past problems--even with a recent BK, short sale or foreclosure--and all with aggressive, best in market interest rates!

Need money to buy or refinance a fixer upper?  You can close escrow on that property in need of repairs NOW and finish the work later!  Appraisal & inspection required repairs- including optional repairs like new paint, flooring & a new kitchen -- even new appliances can be included in the new loan.  Rural properties in need of well & septic repairs are eligible-- even  Manufactured homes!

We offer Manufactured home loans on FHA, VA & conventional loan programs for purchase or refinance. We provide the experience you deserve for this difficult property type -- over 500 funded!


If your a first time buyer or buying your tenth home we will give you the attention & quick professional answers you deserve.  Bruised credit & low scores are welcome.  If you're Self Employed or just have hard to prove income we can help!  We specialize in difficult loan scenarios!


Please feel free to contact us with any questions -- email me at  or call my number listed in the contact me section---I'm here to help!




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