Expert Advice --- Discount Rates

Hi my name is Dennis and thanks for visiting my website.  If you're looking for a loan and want some help with your options & how it all fits together--you found the right place!  My goal is to guide you through the confusing maze--and to help you make an informed, hassle free decision.  Below are a few of the loan types available.


If you're buying a fixer upper or just want to fix up the home you already own check out all the benefits of a 203k rehab loan by clicking on the 203k logo to the left.

If you're a Veteran needing a home loan--We offer zero down loans for vets at great rates--click on the flag for more info--and thanks for your service!

Are you in need of a no down payment loan and wonder if your location can qualify for the government's rural housing loan program?  --click on the NADA picture to the left.


In need of a manufactured home loan?  Purchase & refi loans available.  Click on the manufactured home loan specialist picture to the right...........


If you've had credit issues please contact me--I have decades of experience helping borrowers obtain a home loan--even those turned down by other lenders.

Self employed and been told your income won't qualify for a home loan?  Don't give up until you talk to me--I specialize in borrowers with difficult to document income!

And please feel free to contact me with any questions---I'm here to help!


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Weekly Mortgage Rates
Freddie Mac National Averages
 30 Yr Fixed 3.92%
 15 Yr Fixed 3.08%
 5 Yr Fixed 2.91%
 1 Yr Fixed 2.41%

Dennis E. Hughes is licensed by the California Bureau of Real Estate, Broker #01001409, NMLS #178729. This licensee is performing acts for which a real estate license is required. Dennis E. Hughes is an Equal Housing Mortgage Broker/Lender. Loan approval is not guaranteed and is subject to lender review of information.  Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.  The services referred to herein are not available to persons & property located outside the state of California


Dennis E. Hughes
Box 1324
Ripon, CA 95366

Toll Free: 800-480-5090