I beat big bank rates without the banks' poor service!  Close in 3 weeks with me instead of the big bank 60 day time frame

Hi my name is Dennis and thanks for visiting my website.  If you're looking for a loan and want some help with your options & how it all fits together--you found the right place!  My goal is to guide you through the confusing maze--and to help you make an informed, hassle free decision.  Below are a few of the loan types available.


If you're buying a fixer upper or just want to fix up the home you already own check out all the benefits of a 203k rehab loan by clicking on the 203k logo to the left.

If you're a Veteran needing a home loan--We offer zero down loans for vets at great rates--click on the flag for more info--and thanks for your service!

Are you in need of a no down payment loan and wonder if your location can qualify for the government's rural housing loan program?  --click on the NADA picture to the left.


In need of a manufactured home loan?  Purchase & refi loans available.  Click on the manufactured home loan specialist picture to the right...........

If you've had credit issues please contact me--I have decades of experience helping borrowers obtain a home loan--even those turned down by other lenders.

Self employed and been told your income won't qualify for a home loan?  Don't give up until you talk to me--I specialize in borrowers with difficult to document income!

And please feel free to contact me with any questions---I'm here to help!



Dennis E. Hughes
Box 1324
Ripon, CA 95366

Toll Free: 800-480-5090

Weekly Mortgage Rates
Freddie Mac National Averages
 30 Yr Fixed 4.27%
 15 Yr Fixed 3.33%
 5 Yr Fixed 3.03%
 1 Yr Fixed 2.44%

Loan Application Dennis Hughes REALTOR®, LendingWiz Ripon

Real Estate and Mortgage Tips Dennis Hughes REALTOR®, LendingWiz Ripon